SKINT AND FABULOUS NO.2: ORGANISING YOUR INCOME

Hey guys,

Today I'm going to talk about budgeting, but in a more organised way, and this way really does make sense!

It's so easy to write down a budget and day you are going to spend this much this month and hope it lasts, but sometimes with bills that cost more than expected or all the little emergencies, your money really does disappear quicker than you actually think.

The way I am going to talk about organising your money is to put your money into 3 bank accounts- it's really not a crazy idea, I promise you! I personally have 3 separate bank accounts, which is 1 for my main income which I then send part of my money to a bills account and another part towards savings. This way, I know that my money is sorted and I can enjoy whatever is left in my main account.


                                                 (source)

If this isn't possible, then you can also do this with jars or plastic containers, but then also ensure are a little bit organised as to know when bills are due, so that you put the money back into your account. You could even do add an extra container if you want to include paying credit cards or overdrafts!

This is also a really good way to ensure you get out of debt quicker too if you have any as you would for sure be saving money.

I hope this helps! :)

Ify Katherine xo

Gifts for Under £5

It's nearly Christmas, and it's usually quite hard to find a decent present for someone, especially if you're on a budget! I'll be doing a series over the next few weeks, to hopefully give you an idea of what you can get for the loved one that is unique, one of a kind, and quirky :)

Here are some options:







Rhino Necklace, £4. I personally love rocking these jewellery pieces with a basic outfit, which is normally a baggy t shirt and skinny jeans/shorts. You needn't need to be overly quirky to rock this piece!


Pink Lips Ring, £3. This would be great to rock on a night out, or something that would be an accessory to an already rocking outfit.


Grey Button Ear Studs, £2. A good, simple piece to have if you've gone down the dark colour route this season.






Tiger Ring, £3. When I'm feeling extra quirky, I love to wear this with gorgeous flared dresses and converses. This is definitely a complimentary ring.




Blue and White Yarn Wrapped Earring/Bangle Set, £2.50. This is currently on sale in the shop at the moment, but this is great for someone who isn't into animal jewellery, or isn't necessarily into overtly quirky things, but still want some unique jewellery. This is it!

All these, as gifts, would be lovely!